Your proven earning power, year by year.
CGI = cumulative total carry-home income ÷ years worked. Enter every year since you started — salary, perks, side hustle, business profit. Benchmark against peers and simulate Job vs Self-employment vs Business vs Entrepreneurship.
1 · Your income, year by year (₹ lakhs, carry-home)
| Yr | Age | Salary | Perks | Side | Biz | Total |
|---|---|---|---|---|---|---|
| 1 | 22 | 3.4 | ||||
| 2 | 23 | 3.8 | ||||
| 3 | 24 | 4.3 | ||||
| 4 | 25 | 5.1 | ||||
| 5 | 26 | 5.8 | ||||
| 6 | 27 | 6.4 | ||||
| 7 | 28 | 7.2 | ||||
| 8 | 29 | 8.1 | ||||
| 9 | 30 | 9.0 | ||||
| 10 | 31 | 10.1 |
Total carry-home = Salary + Perks + Side + Business profit. Not CTC — what actually reached you.
2 · Peer / comparative career
3 · The decision ahead
Limited, predictable growth. Total income compounds at your increment rate (set by employer/industry), with promotion jumps if planned. Low risk, capped ceiling.
Total income, CGI & peer benchmark
Your CGI today
6.3
lakhs/yr earning power
Peer CGI today
4.0
comparative career
You vs peers
+60%
ahead of peers
CGI in 25 yrs
44.7
vs unplanned 16.3
Salary negotiation readout
Your Career Growth Index says your proven earning power is worth about ₹6.3 lakhs/yr today.
Intrinsic Value ≈ ₹253/hour. You are ahead of a typical corporate job peer. Anchor your negotiation here, not on last year's payslip.
Your snapshot
CGI ₹6.3L/yr · +60% vs peers
Mode simulated: Job · Planned. Projected CGI in 25 yrs: ₹44.7L/yr (vs ₹16.3L/yr if unplanned).
Your full CGI report includes
- · Year-by-year CGI curve with mentor's annotations on inflection points
- · Negotiation script anchored on your Intrinsic Value (₹/hour)
- · Five-mode scenario comparison with planning premium in ₹ crore
- · Peer cohort breakdown — where you stand vs Job, Self-employed, and Entrepreneurs
- · Three concrete next moves to lift your CGI over the next 36 months
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